I have used portable stand alone units (per room or level basis) and I think you can get whole house units as part of HVAC systems 

So..the floor is not "subfloor" level.  

Finally, you are the only person that can determine the level of risk you can take.

- The difference in cost from that timeline of fixing up the SFH (how long will it take and what will that cost you, plus just the general cost/hassle of having to do it...)Really, it does come down to your strategy and comfort level and goals but hopefully that gave you a few other things to consider versus just price and income. 

And if they haven't taken a shine to you, they may relish saying: sorry, it doesn't appraise at our MINIMUM loan level!

Truly think about your risk tolerance level and personality.  

So far lenders seem to want to know that there is some level of experience level in that specific sector, and if not then other factors have to considered and maybe concessions made.

3) AnonymityMany landlords are able to retain a level of anonymity behind an LLC. pretty tough to do for me as an owner occupant.1) and 2) are by far the most important reasons I do not use an LLC in my personal investing with house-hacks.

I asked what level of risk were they willing to take to accomplish their goals.  

If you go to a local bank, they may only allow a certain number based on their comfort level.