I hoped Philly would provide a blend of both and it hasn't.

Additionally, if anyone has experience financing real estate investments in Memphis or knows of any local resources or experts who can provide guidance, I would be very grateful for any recommendations.Thank you in advance for your help and guidance.

Would you provide the address to this kind of inquiry?

. - Most 5+ unit lenders will want the borrower to provide documentable real estate related investment experience.

I would suggest doing a trust if possible, as it provides more robust protections than a normal LLC would. 

It must meet the requirements per the building code IRC (I think Massachusetts follows a modified version of the IRC) you must provide the required amount of light, air/ vent, and egress.

Upfront expenses and monthly payments must be considered when calculating the return on your investment.EXAMPLEI will provide details below, but here's the short version for those who hate to read or do math.

Real estate provides you a return in one of two ways, cash flow and appreciation.Cash-flow is negativeDo you project your appreciation to be positive?

These professionals can provide valuable insights and help you navigate the complexities of real estate investing.Research the market: Start by researching different markets across the country to identify areas with strong rental demand, affordable property prices, and potential for appreciation.

PM me with where in Harford you're looking to live and I can provide some more local advice.