I would do a HELOC, because if you don't want to take the money out you don't have to pay the interest, on a home equity Loan, the full amount is going to be advanced when the loan funds, and you will pay finance charges on the whole amount.We do investment loans on new construction, Typically we can do 60% of the land costs, and up to 100% of the vertical construction, not to exceed 85% of the Costs.Thanks,Dustin

In high cost areas, it may be virtually impossible to cashflow/hit the 1% rule today.

Leasing a Maytag laundry center from Wash.com would cost me $100/mo, but reviewers say they can take weeks to come out for repairs.A local place called Mission Laundry Equipment can lease me a Speed Queen laundry center for $110/mo, or sell it to me for $4,299 (actually $5,450 with all taxes and fees for delivery, installation, and setting up the credit card system).

The workplace can be competitive and challenging.

It really is about collaboration and not competition.

Saw a $40k price cut and made offer next day for full asking price and asked for $10k towards closing costs.

The list of items will probably cost me $15k and take more than 40 days to arrange given that I have a full time W2.

Over the past few years, competition for good deals has been the toughest since we started lending, and we've turned down more deals than ever before.If the initial numbers meet our criteria, we always visit the property.

Again the below is just a best estimate - Do you guys think I'm factoring in 99% of the expected costs?

Yes, you need amenities to stay ahead of competition and the more you stack the better!