To answer your question more directly, I typically look at minimum 0.20% the value of the property for cash flow.

you can try, but they are under no obligation to participate.If their lease is month-to-month or expiring soon, then you could require them to apply just like any new renter.

Thes same can certainly and should apply to a PM that is hired to perform services on your property.

Does one have to apply to remove PMI or does it automatically remove after that threshold?

I thought owner occupied loans are supposed be lower interest rates then non-owner occupied loans or DSCR loans also I asked the lender if she could adjust the purchase price to $750,000 to see if that would lower the interest rate and the interest rate actually went up to 8.625% and pay 0.353 points I'm thinking I should find a mortgage broker that can quote me with multiple lenders to shop the rate and loan costs instead of a direct lender Thank you for the help!

Recently got a salespersons license in California with the hope that this would lead me in the right direction towards investing and discovered soon afterwards that California is actually one of the worst places for investing.

Agent or direct? 

Yes, what is going to be your unique advantage and where can you best apply it?

Looks like you're on your way, you just need a bit of direction.

These pros often have direct access to property owners and can recommend your services whenever opportunities pop up.So, cozy up to these professionals.