:) = but I'd look to see what improvements can be made to lower your premium regardless if all quotes come in at similar prices. 

I will say that there is a lot of development in the works around these areas that should help improve property values.Stratford Estates/Ruskin Heights and Marlborough are all further south. 

I prefer putting energy into something I can grow, and manage, and then back away from.  

You should see the rent going in, the expenses going out, the debt service being made, capital improvements being made and the waterfall to the investor; and follow those numbers from start to finish. 

MichaelI went with apex home improvements in greencastle.

I simply work to add value to a property by improving it, and then I realize those profits.

It sounds like the Chicago opportunity is to buy a value add opportunity - which will take capital and expertise to make improvements. 

I've walked the streets, I've felt the energy/vibe of each neighborhood.

Upon further though I decided to wait to increase rents until I had improved the property more sufficiently.

If it takes you 5 years to recoup the money you put in to that improvement it's probably not worth it.