If you rolled an old-employer 401k into a new-employer 401k, you can access that portion that you rolled over.But if you buy real estate from your IRA, YOU ARE GOING TO HAVE TO GAIN SOME UNDERSTANDING of the limitations. 

Sure, if you have a HELOC with a checkbook to access the funds, you can write a check for the EMD. 

I like the fact they have maintenance and repair tracking since that's something I can improve my communication on personally.

I would like to get his credit back in good standing asap so we can have access to more capital in the future.

They'll have painless access to both standard and surplus market policies and would likely be able to craft the right package for you quickly.  

Or only lend on improved stuff if flips scare you.

Hoping they pick the shade cover as it will be both an improvement to the property and a write off.

I‘m not really sure what my options are bc I definitely do not want to sell the 4plex but need to access the equIty.

hello, I have just bought a property that needs a) fumigation (section 1), b) landscape grading to improve drainage, c) crawspace/foundation work to repair some piers and fix sump pump, and d) minor interior remodel and retrofit window. 

The wording in some of the references I was going by seems to say that you can't write off HELOC interest unless it was used to renovate, or improve the home against which it is secured. https://www.irs.gov/newsroom/interest-on-home-equity-loans-often-still-deductible-under-new-law