The consumer is completely tapped out - upside down on their houses and out of cushion on their credit cards.

I plan on eventually putting in ceramic tiles to raise the value, but for now while living it it.

So far I've received 60 cards back, but the weird thing is that I seem to be getting the same amount (20) everyday.

I have ordered signs to obtain buyers and sellers, got my 800 number voicemail system, business cards, home office setup with fax, scanner, copier computer setup, read all the books (well, alot, anyway), and attended my first REI meeting.

Credit cards?

After the loan is in place and reporting, after a month it will raise back up and over time can and probably will increase the score.

I agree - there is usually a "locking mechanism" type thing - try raising the window & snap it out - then look in the channel - there is probably something in the shape of a C or U depending on which way it is turned.....this usually controls the tension rod.....play with that & then make sure they are both locked back in place parallel to each other - then re-insert the window & try it...That in itself may work....

I need to order bandit signs, cards, etc. and want to get a toll free number to list on the signs.

They recently raised the homestead exemption but it doesn't much help investors.

If there is no sale we'll be looking for the largest box we can find to live in as there is no way (that I know of) to get enough funds to buy a home on the other end; we qualify for about $40k under our current circumstances as I am carrying a lot of debt from business charges on credit cards for our start-up business which has not started to pay me back for anything to this point.