Hello Patrick, from my experience as a lender in the current market there is an abundance of financing available for 1-4 units, on Fix and Flip, New Construction and Rental market. 

The Bay Area is going to be an appreciation heavy market.

But when it comes to watching people say we are headed for a market crash like what happened in 2008, this frustrates me.

But I would not be surprised a bit to learn that more than 3 of every 4 Wholesalers may not have survived the major market change that took place in the post-Covid years.

In general I find national firms especially the big boys, the CBREs, JLLs, etc of the world tend to have exponentially higher valuations on listings than the market will actually pay. 

Review all househack/multifamily listings that come on the market so you can get a sense of the inventory. 

When interest rates went up, I was having to leave too much capital in deals in my target market, usually more than my acquisition outlay and rent-ready repairs.  

The building has 2 leases up in April 2025 for way below market rent (the difference is 600-1000 per month).

As we are in Q3 of this year, I am noticing some shifts in the market.

Was it this: Master Private Money Brokers | The Lee Arnold System | Partner & ProfitIf so, it is my understanding that gets you nothing but a certificate through his course and is a marketing piece.