Conventional loan for investment propertiesIs there a sequence that I should follow so that it doesn’t hinder my ability to borrow for investment properties later?

I highly recommend it as you also get MLS access, CRM, contacts, ability to legally receive and pay referral fees amongst other licensed agents, etc.

If you take the time to share some phone calls with a handful of prior investors, you should get a pretty good handle on what your experience is going to be like.The purpose of investing in a syndication is to leverage the sponsor's time, expertise, and ability to source great deals, but if the experience is going to cause you to lose sleep at night, any return you might make simply will not be worth it.All the best,Jack

@Austin Bright a lender is going to be looking at your ability to cover the full payment so they will consider the whole PITI (principle, interest, taxes, insurance) as a 'debt payment'.

And not everyone has the ability to have an emergency fund either.

@Moises TurciosThe key to picking the right investment is information and the ability to analyze the information, and make a good decision.

It sounds like you are probably breaking Missouri law by brokering without a license, as you have no plans nor ability to close on the house yourself.Honestly, I think you are about to find yourself in a world of hurt.

Let's say I keep at my lease payments, which were tailored to be affordable at my income ability and potential.

. $1,600/mo to have my own space in NYC and the ability to lease out the apartment, I definitely don't have any regrets since that has more than doubled my net worth in the past 28 months from buying rental real estate in Indy and substantially increased my income.

Never in my wildest dreams would I put something in my childs name and jeopardize their credit or borrowing ability....but you learn something new everyday in owning/managing.