Also known as “credit invisibles,” these are mostly low-income minorities and immigrants, and having access to their personal habits and behavior as exhibited on the internet is supposed to help banks and other lenders “profile” them precisely enough to determine if they should be given a loan.On the other hand, citizens who are “scorable” but whose score is low might suffer in the new system now in the making, as their online activity could persuade lenders to cut them off from access to money.Although the move in this direction looks inevitable, some key answers are missing: what data scraped from the internet will be used to determine someone’s credit rating, and how it will be secured.IMF’s post warns, however, to expect an “efficiency-privacy trade-off.”https://reclaimthenet.org/imf-...

I would not trade lives with any of them.I've learned to keep my real estate friends and my "old" friends separate.

What was the outcome?

Apprentice with a building trade - electrician, HVAC, plumbing, framer.

Finished renovations and proceeded to rent out.What was the outcome?

I need contractors in all trades.

What was the outcome?

I basically put in the same outcomes the other calculators did and researched how to find them. 

What was the outcome?

Complete RehabWhat was the outcome?