Increasingly Non-QM or non-conventional lenders (not Wells Fargo or Citi/Chase) will offer International investors financing from 65-80% LTV on SFR & Condos and 65-75% LTV on 2-4 units.

If you want to BRRR there are lenders who will offer you a hard money loan that converts to DSCR once your renovation is complete (and it will save you some money in origination fees staying with same lender).

Additionally, other lenders are offering either a 70% LTV or unfavorable rates at 80%.

Here is a brief look at what is on offer out there:➡️ Agency loans as mentioned, such as by Freddie Mac and Fannie Mae.

You'll find some crime as you would with a more affordable area but overall it offers good rents in a time where rents are at historic highs.

I'm reaching out to this knowledgeable community to connect with fellow investors and real estate agents who can offer insights, share experiences, or point me towards potential investment opportunities in the area.A brief introduction: I recently embarked on my real estate investment journey with the purchase of a property in California, April 2024 for $180,000, applying the BRRRR strategy to maximize its value.

Option 1 offers the potential for immediate cash flow and appreciation, which can significantly contribute to your overall financial health.

Raise the price back up and advertise offering rate buy down.

@Tyrail Torrence NARPM offers many how to classes and is who offers the CAM, CPM & MPM mentioned already.

Have they put it on the local MLS with a commission offer to other agents?