One of the biggest drivers of any percent rule is how high the rent/Income is.

See my other post:  https://www.biggerpockets.com/forums/517/topics/1196510-any-creative-lenders-for-6-unit-high-dscr-property-fast-close-needed?

You can play with pricing to see how it affects demand, so you have a better idea of the quality of prospects and how many you get at different price points.You could also then modify your ad to identify a target MoveIn date and start accepting & processing applications.

If the rental is in town, maybe start looking on Craigslist, FB Marketplace and OfferUP for quality used furniture to have as backups?

At the moment, second lien positions aren't at ideal interest rates, often Prime + 2%+ or in the high 8-9-10%'s.

Finally, closing costs were reasonable.Cons-  Quality control of closing docs. 

But we do hold our featured agents and lenders to a high standard.

They rejected me already because of a high fire hazard but I’ll try them again. 

With a focus on quality properties and favorable terms, I aim to build a strong portfolio and maximize returns in this thriving market.

My strategy is to buy and hold these properties, unfortunately I bought this one in January when rates were high.