And that makes the economics of hard money loans a bit untenable. 

If you're just starting out, tagging along with an expert may be another way to go.

I'm not an expert at this, but there are people who are.

Florida’s state level regs are a whole different animal to deal with as well and I can’t claim to be an expert on those (I specialize in every other Gulf state and the Great Plains).To make things worse, a judge in AZ just struck down the current interpretation the Army Corps was using to define what wetlands they had jurisdiction over.

I am sure that every landlord on this post has experienced damage to their homes by people of every economic, racial and cultural background. 

Many real estate experts believe the market will continue to increase with no apparent slowdown in the near future.

Losing money drains your resources and leaves you exposed to economic shocks, like an eviction moratorium or leaky roof.

If I’m a well paid professional who gets paid $600 an hour and I can realistically add another 1 to 2 billable hours because I’m a highly experienced subject matter expert, that would be my highest and best use.

It will also put pressure on the holdout states to speed up the end of their own moratoriums as the economic rationale for keeping them continues to erode. 

Partner early and with experts in their role.