@Bob Green, primary

I understand that hard money is relatively easy to get but has high fees that could eat into profit.

Expenses at the end of the road will eat you up.

Its rural area makes it a risk if it ever goes non-performing as I think it would be hard to re-sell.Additionally, does anyone else avoid these low UPB notes because they find that the servicing fees eat up a significant portion of the monthly payment that you receive?

But as time has passed the importance of reviews have increased exponentially.Just ask yourself would you eat at a restaurant with bad reviews?

So my question, did any of you start completely green, and if so, what did you do?

There major difference is that with a shorter amm you pay less interest over time, I prefer not to give the bank money when I don't have to.Unless I was using the rental income to pay my bills and eat, I would rather the neutral cash-flow and high pay down.

You can get out of your shell with this deal, but you may come out of your shell, but be incarcerated to a job that will eat your alive!

The investor is like a child in a candy store.....WOW......which candy should I eat next and next....... you as the investor is the kid, all those houses out there are your candies......go for it.

But I'd rather eat 2 weeks of utility bills and have a good tenant than evict and lose months of rent.