Actually I almost spit my coffee out this morning as there is a guru in the "pick what I am selling today space" who claims to make close to six figures a year in passive income and was saying they made their money from investing in notes - and I saw them make a post today that "this is the reason I no longer do notes" in another thread.

@Jason Smith First point of feedback, there’s not a choice between Sch C or Sch E.

As you start closing deals, you will need to reinvest your profits into mailing lists and other scalable activities to grow your business.

For the record, I am not in West Gulfport as it says, but since there are only 2 town choices to choose from the dropdown in Mississippi, there you have it. 

Perhaps worth comparing with something elseThey are using Rocket Mortgage and can close in about 17 days.

It is their choice to go home for the summer. 

The agent will prepare a commitment with requirements for closing including a deed from the party the insurer believes is authorized to sign the deed and any supporting docs they need to be comfortable in issuing a title policy to you w/o an exception for your concerns.

Are there ways to look at these choices that go beyond the tax implications?

If your competition is at 60% cost to income, then you should be close to that

Possibly we could invest for appreciation only if it's close to breakeven with not too much negative cash flow and the upside appreciation is very promising.