Just another reason why I am thrilled to be on this site because of professionals like you who offer advice. 

Appreciation is a gamble whereas cash flow helps with later financing (improving your income numbers) and is more of a guarantee even if there's really no such thing.

@Brian PowellI do not know why you would take such a gamble. 

I made a decision based upon my own knowledge.In fact, I'm still thrilled with my decision...I'm living in the home I wanted, my payments haven't gone up (and never will), and worst-case I have to stay here for a while before I have enough equity to sell without bringing money to the table.I knew that was a potential scenario when I purchased my house, and now I'm happy to live with it, without blaming anyone else...

They were thrilled, and now the rent is no longer late.

It's a fishy situation because your gambling on the fact that both tenants will maintain their jobs and continue to make the same income.

Most are so thrilled to be moving in that they will deal with the lack for awhile and the installation disruption cheerfully.

But these are friends and family that took a gamble with me on my venture so I feel wrong to increase my rate.

I'm not thrilled to be a long distance landlord, hence why i want to start investing in areas closer to where I'm from.

``````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````People that are behind on payments and PITI is more than market rent and have no equity is a real bad gamble.