I have been using Rentprep for credit and background checks but am considering using Cozy or TenantCloud as it seems more and more applicants prefer to apply online for convenience.

I'm hoping someone can shed some light on this idea.I always get new mail or advertisements on credit cards that offer up to 12-18 months with no interest payments.

@Brock Mogensen @Nicholas Mullens  I buy at Sheriff Sale, have been for years, but you will need cash or a Line of Credit as the properties are generally not legally accessible. and often you cannot view the interior.

.- my plan is not to buy only cash going forward. working plan is in a year or two is have a credit score, get a mortgage etc' so from that point on i will not be putting 100% cash.- cash flow from the rent is my not my only income source. assume that no matter what i will be able to put money to buy a new rental at least every 2 years, taking the 12k+extra amount (whatever that my be)+loan (whatever down payment i decide to put)- regarding flipping - i don't mind the work involved in this process but as i am not living in the us, i find it hard to do flipping. at least not when starting out.  

I have been looking around for Maine banks or credit unions that will do a line of credit but have hit some road blocks.

Or contact the local trade college & see if they would take it on as a course credit project.

Putting the mortgage in their name is easier, as they can better qualify for the mortgage due to better credit and/or not having any other loans currently on their record, and they are one's bringing the downpayment. 

Previously I had only used cash, credit cards and banks to get my deals done, so I didn't have pitch my plans and projects to anyone.

The tenant's payments go to ClearNow on the 3rd and are credited to my LLC account on the 8th.

Financed one through credit union. 30 yr for 50K.