As the original note holder (after you've sold the property), normally your profit margin allows you to be able to take such a hit.

We have found that it is harder in last 6 months to get the home run deals (lenders asking for more, second lien holders not just settling for a few thousand...SPO language limiting flips..lending environment) but that lenders are also just as willing to postpone foreclosures.

They will pay for all my food and and probably my cell phone for another year or two maybe but I basically told them I don't feel comfortable doing it anymore and that I'm cutting myself off after graduation except as a really last resort.

But it does protect account holders, right?

There are probably times when an ARM holder can't convert to a fixed for whatever reason so it is not always feasible to compare.

A tenant made me mad by abandoning a cat with brand new baby kittens (without food or water).

I know some investors that never look for a deal, they rehab only, or are buy and holders, and are happy to be on all the lists of wholesalers and bird-dogs in town and let the deals come to them.

Low income tenants require more hands-on management than tenants a little farther up the food chain.

For tax purposes the IRS may require you (the mortgage holder) to pay tax on "imputed" interest.

From the Centers for Disease Control (which does health research on behalf of the whole country, health research on behalf of specific parts of the country, and medical treatment for individuals who require it); to the FDA (which provides generalized health oversight of our foods and medicines); to the police and fire departments (which protect our individual health and well being everyday), we already have extensive socialized health protection in this country.