In my market I see way too many people purchasing unapproved multi-family buildings only to be told they need to spend 10's of thousands of dollars to convert the property back to single family.

Lending companies, many out there, including the one Im at will be pulling skip traces and background reports on your prior properties that have been linked to your name in the past and if you were doing FNMA loans on these in the past these properties will be 99.99% linked to your social sec #.The only advantage of switching properties that were investment use to begin with on fnma loans to commercial loans is that you get to free up your 10 slots per social security # (10 for each partners if married and title and loans were done separately on each spouses Social).If you're converting from a primary to a rental you get to use rental income to offest the affect of having the entire mortgage hit your qualification and in this limited sense you can say yeah you improved your DTI.

Not sure what action might be taken, if you bought Owner / Occupant, and have subsequently vacated and converted to investment. 

We would have to convert the formal living into a small kitchen type space (IKEA) (plumbing costs to add a sink and fridge to the space ...?

A studio apartment in a really old house that has been awkwardly converted into a multifamily property.

The app helps convert text to voice and has lots of features.

Since the beginning of time, all we really are doing is converting assets from one form to another for the purpose of consumption or wealth creation (i.e. 90% vs 10%).

I have a renter who is perpetually late and her lease contract expired which converted to month to month.

We could then maybe convert it to 2 BR 2 BA.The midrises, although looking good on outside, have water intrusion issues on bay side from windows, etc.

I think it would take a lot to convert the land to crop farming and I am not sure it is suited anyway.