Someone might leave $1,000 on the table, but they'd be a little more hard pressed to leave $5,000.

They will rise eventually.After 5 years, even with 20 year amortization, you  may hard pressed to have enough equity to refinance when the balloon comes due.

We are looking into advertising on a bus stop bench.

You would be hard-pressed to find anybody with greater integrity.

Always have one the on the bench.

Remind him that with an eviction on his record, he will be very hard pressed to find a place to live, period. 

It may be better to go with a 203k loan if I’m not pressed for time.

Not a homeowner policy.Let them know that if they vandalize your property you will call the police and press charges.

I will be going the sub-to method, and won't be house hacking, as I have no pressing need to move somewhere.Also, a lot of the properties I have been looking at are in cities including Florence, Coolidge, Casa Grande, San Tan Valley, etc. 65% of those properties are primarily in Coolidge & Casa Grande, and have been sitting on the market for over 100 days.

Lots of other options if you go south of the city but sounds like you are trying to keep things close to work and home right now.Looking at that criteria you will probably be hard pressed to find many multis that aren't in total disrepair for much under a half million.