The seller is selling 3 duplexes on the same lot (6 units altogether) as a package deal.

@Joshua Hively No I have been flat out since December.

In that case you would pay the water bill and then bill your tenant each month or include a flat cost each month to cover the bill.  4.

Many times lenders have special programs for owner occupied buildings (some lenders have thresholds that if the property generates 51% of its income from the owner --- others that the owner has 51% of the square footage) - again, depends on the bank, but generally speaking owner occupied refi's tend to get better rates/terms than a flat out commercial rental. 

Hello BiggerPockets family,We are flipping this house and we have a flat roof and there is a leak.Does anyone can recommend anyone.

Unclear on why someone would flat out refuse to show you options (including the ridiculous one), it's not like we get compensated based on your points or interest rate these days. 

It was a 4 unit when I bought it so I took out a HELOC on a 2 flat I own and used much of that money for my down payment for a conventional 30 year mortgage from US Bank.

I currently own about a acre of flat land and currently only have about 1400 square foot house on the land .

I currently own about a acre of flat land and currently only have about 1400 square foot house on the land .

Aside from being horrible tenants; always late with the rent, combative in nature and mean to the other residents, they stopped paying rent altogether in spring of 2019.