Rather, all of these items can be easily removed without sustaining damage and without affecting the structural integrity of the building."

The problem is there has been a lot of migration from the Bay so prices have been pushed up more than rents can really sustain. 

It definitely makes the most sense to make every deal a win-win, that's the only way to be truly sustainable in my eyes.

Below are two possible scenarios:1. 15 year note: Conventional wisdom says that paying down the note sooner would save interest and of course lead to a more full cash-flow from the property sooner. 2. 30 year note: However, currently the property sustains itself in that we do not pay any interest on it at all (out of pocket), the tenant does.

It would be delusional to believe that those 30% annualized returns are sustainable.

You have not spent this 10%, it is not a sunk cost, and sunk costs have nothing to do with this discussion.If you truly believe that your 25% return is long-term sustainable, then by all means, do your withdrawal, pay your penalty and reinvest it.  

It said that the landlord must make a resonable accomidation for people with such disabilities, and yes, depression and anxiery disorder is a mental disability.

I'm not a LO so I don't know the full details.My biggest challenge was finding a contractor that would be approved by the lender and also could sustain the long period of time to get paid through the draws.

If your associated added a person to the LLC to use her credit score, this is not a long term sustainable strategy.Once the loan is made, it will show up on her credit report.

Which one resonates with you the most?