I think the money will be there either as a portfolio loan or combo of private money and my own savings and HELOC.

There's lots of creative financing like seller financing, private money, etc., but what the gurus don't share is you often need a good track record first before someone is willing to help you out.

Looking to start having conversations with investors to fund fix-n-flip deals.  

I've had to do such things only when there was a private lender involved and bad blood between the parties.

Also, note there are several books in the BP bookstore about private funding/acquiring funding: Brandon Turner's "The Book on Investing In Real Estate with No (and Low) Money Down" Matt Faircloth's new book "Raising Private Capital: Building Your Real Estate Empire Using Other People's Money", Anson Young "Finding and Funding Great Deals: The Hands-On Guide to Acquiring Real Estate in Any Market", there are several more books out there on this topic.

So, let's assume for just the scope of this conversation, that it has started, based on the indicators that are starting to come in, regarding inventory, interest rates and so forth.

I have a private lender that will lend the down payments and a portion of the rehab with the condition that I refi to cash them out so we can do it again. 

Hi Everyone:I am looking for a private money lender for long term and short term lending. 

There are also private lenders that may be able to give him a mortgage.

Since it takes so much to take the papers and start running my apartments I consider now starting a business where I can deduct all my expenses like the homes fixing at the beginning and the future properties that I consider buying but by doing this plus the short-term renting that I consider with tourists/visitors I feel more risk exposed since I will have to pay for a business loan with 6% interest, and an accountant to keep my business papers which will need another 120€ Monthly(that's for a Private Company which is considered to give a legal protections since me as an Individual is not exposed similar to protection that an LLC provides at the USA.)What is the community's opinion about what will be better for me?