I was hoping by posting this that people would have some out of the box solutions besides stating the obvious.

People are impatient now a days.

I hear people are dying to move in.....

Instead of asking people that may give bad advice, go straight to the source.

If not, get referrals for a lender from people whose judgment you trust.

We are giving people and we want to make our tenants lives better with some upgrades here and there.

Fresno and Sacramento are recipients of people leaving HCOL areas.

They find and fix the deals and we sign the checks.The idea was amazing for people whose time is completely eaten up by our employers, looking for a way to create retirement with rental income.However, that is not at all what he did.In reality, he found the crappiest oldest homes ( more like death traps), that no other knowledgeable investor would touch, and upsold them to us for $20-50K more than they were worth, lied about the numbers, and charged us for repairs he never did.

You likely won't get Short term but some people use a mix of airbnb and furnished finder. 

If you don't have any leads or don't know where to start here are a couple suggestions: ask brokers who people use for debt, find a mortgage broker as they have access to different buckets of capital, use a website like CoStar to look at closed transaction over the last 12 months and see who they used for debt.