I would be prepared to a request to bring each one of them to 80% LTV when your financing renews ... it may not happen, but would be pain to get a capital call for which you are not ready.The other thing to keep in mind is were are likely to see moderate upward movement in interest rates in the mid-term ... maybe not as far as the historical range of 7-9% ... but we are already seeing 4 - 6% on some financing.  

Inherited tenants can be a pain; however, if possible negotiate terms strategically and stay firm in implementing management protocols in order to create a win-win.

I am taking the plunge from California to Utah, deciding to finish my degree in business administration, and start a career in real estate.

The products and fees they offer are interesting, and they could lend in the range I'm looking for... but I've also seen many forum treads stating how much of a pain the experience of investing money through them was...I couldn't find much info about experiences taking a loan with them.

Amazon packages tend to get stolen quite a bit and if they are not dropped off in the front yard, it's a pain for the tenants to get it picked up somewhere.So I give my tenants EACH a lock code.

That’s why i was wondering is there any seasoned lender who’s familiar with this process and doesn’t deem as a huge pain..

For open probate cases the administration process has started and the PR has been appointed by the court.The criteria that I'm looking for is if the decedent last resided at the property noted on the petition for probate.

The range of prices isn't that great that saving (or spending) an extra hundred bucks is worth the pain of having to work with a QI who is not adequately experienced with both the statute and current case law. 

Delay will only make it more painful, and cost you a lot more time and money in the long run.

That's a long time to wait fore a return on the costs and pain a refi is.Say you pay $2500 per year in interest on your $55k primary.