You can also ask the seller to provide a credit report as part of the sale. 

I am having trouble with someone who would do the deal with me, I have excellent credit, a good salary, just curious if anyone has a bank or credit union or work with. 

My credit is decent but I think I have more debit than credit.

My credit is decent but I think I have more debit than credit.

I’d find out when/if it was fixed and then get a quote to repair the window and drywall and ask for a credit towards your closing. 

I would pay all that off before you buy any real estate.Let’s say your credit card interest is 16 percent and a balance of 10k.

I recently got a small loan to get a head start on my credit since I have no credit history.

How valuable is shopping around and reaching out to small credit unions for multi-family out of state purchases?

Im trying to work hard to get the credit the best i can like leasing a car and use a credit card.

I know that some people put a "cleaning" penalty in their agreements that will charge the vacationer if they have to clean up more than what is normally expected, if things are taken, etc, and they hold a credit card for this purpose.