it's both, meaning there's stability and supply may still not increase much which may indicate that future pricing is more dictated by the available supply rather than interest rate.- Which is also interesting is that for the next 12 months, Zillow just reduced their appreciation model from 6% to 4%, so lets say Zillow is wrong, with appreciation is only 2-3%.

Is the supply/demand dictate higher demand than supply?   

If you lose your job (or tenant), any rainy day savings you have will not last as long (it takes time to find another job or tenant).How much debt is too much debt is determined by your bank and should also be dictated by your own common sense. 

And no, your analogy makes NO sense at all-- you are, in the described situation, attempting to dictate the terms of a future contract to which you are not a party.

@Brent HillMarket dictate commissions.

Then buyers will dictate the areas they want to invest in.

The contract dictates the closing and conditions that may delay or extend it. 

Our local hospitals do rely heavily on travelers so even if your market isn't huge, the hospital's use of travelers will dictate the demand.

Either way, landlord-tenant laws for the jurisdiction may dictate what can and can not be done in this regard.

Like it or not, as Gini ratio increases, I would expect more crimes in this country and neo-progressive ruling class may even further dictating the country.The future is not looking good for next generation, and this is why I precisely bought properties for them so they can survive.America is really following the economy's trajectory of Asia post 1999 era where most things are suddenly become unaffordable.