I have never needed to use it so I can't guarantee that it would stand up in court.

I spoke to the closing agent in the title company who closed the loan, they refused to help and said the responsibility is the escrow agent(Mortgage broker) to proceed the Quit Claim.I have also a piece of QUIT CLAIM Deed signing off and notarized together with my closing documents.What do I do?

Best to read up on evictions and small claims court and then decide if you really want to risk going through those processes on the grounds that you think this is a long term renter.

Take the envelope to court as proof. 

HeyI'm also in the Henry court area.

I am currently flipping homes and am current searching for my next project at the court house steps.My brokerage is always looking for motivated agents.  

But in your case you may have to deal with set backs and lot coverage calculations. i wouldn't proceed in your situation unless the building department gives you the ok.

Knowing the court system in your state is extremely important.  

I am currently flipping homes and am current searching for my next project at the court house steps.

Hi Tory,If you will be lending and securing the loan out of state, the law of the state where you are securing the loan would most likely apply, but I'm sure there are exceptions to this.I would think that you need to check for the laws in Massachusetts also.In California and in other states, but not all, you must be a licensed to secure loans with real estate, there are probably exceptions to this rule.If you secure loans with real estate in California with a licensed broker, the loan is exempt from usury laws, again, there are exceptions to this rule like lending less than 30k in senior position (or less than 20k in junior position) and there is something that attorneys talk about regarding charging an unconscionable rate but that would be getting way too detailed...Another important consideration is that if the proceeds of the loan are used for personal use or if the collateral will be owner occupied, then that triggers a bunch of other regulations, this is why most hard money lenders only lender for non owner occupy business purpose.