@Mario I Fernandez it's always a good time to enter the market if you are educated and you buy a great deal.

Well just a little background the house only has 3 owners since 1971 so the first owner was a carpenter and did the enter back of the house up to code ( so they say) but the carpenter passed away and never permitted the home the wife sold it to the second owner, second owner lived in this property for 14 years then sold it to me. so at this point i might just leave as is and either rent or flip it in time. initially that was my plan anyways but wanted to see if I had other options or hacks for the permitted piece.but thanks again ! 

I guess I am not cut out to be a billionaire but I take comfort that I have my financial house in order and deep reserves when I enter a deal.

You can enter the zip code and the specifics of the loan you’re looking for.

Just entered contract in Baltimore, guess I should delete this thread now haha.

I have been curious about the real estate industry and the different strategies to enter the market for sometime now.

I’m a buy and hold investor trying to enter the Indianapolis/Cincinnati areas.

There is a calculator that you can enter.

I enter 0% down in the loan and the 10% interest, with points and other closing costs.

So I enter the house, and there is some 2x4 lumber bracing the front door closed.