I like to recommend folks watch the american greed episode if they can get it on Remington financial and or google Ingrid Bergman  .. this is an eye opener on pump and dump up front fee rackets.

Quote from @Russell Brazil: The world's population is no where near declining  An aging population presents a lot of problems for a society/the world."

The average young person doesn’t view home ownership as their American dream anymore and most of them can’t qualify for a mortgage anyways .

Anyway, your sentiment is a nice idea, in a Utopian society, of which we don't have. 

I thought the same thing with our constitutional right as Americans to keep and bear arms shall not be infringed under the 2nd amendment. 

The non-recourse lender I used in the past for my 401k was called IRA Lending (North American Savings Bank), and I had a very positive experience with them.

I'm an American citizen closing on a Riviera Maya property in the next few months.

We don’t need or want a lot and ideally would like our kids to grow up thinking we’re an average American household.

As another example, some rural Americans similarly lament some social changes in our country and also want to keep living their lives as they have and similarly resist adjusting.

In his case, the ultimate tenants were felons transitioning back into society.