Thoughts?

The answers to those questions will help you determine how DIY you want to go, and how much you can leave up to chance.I can't post links here, but for more, please google:"Why you need an experienced ADU builder" - case examples where cities asked for tens of thousands of dollars of work, or flat out would not have allowed an ADU project, except for knowing when to push back"ADU sitework & utility costs: 10 hidden costs" - dozens of costs you need to account for on your ADU project that I promise you haven't thought of and no one else will tell you about"How to find ADU builders" - compares DIY route vs. other options, plus more on what to look for in a good contractor

I've been a member here for 2 years and thought not only could my colleagues share their insight but since I found the lender was also a member here that if he was fraud it would be awareness to others to beware.

You will hear from folks who do really well in CA so take my thoughts on CA with a grain of salt.

I am able to find places that are hitting the 1% rule.I look forward to more thoughts on this areaBryce

As to my false statement - if you re-read I also said "more than likely" and "can't say 100% bc I'm not a builder" mainly to be transparent that the statement was my thoughts and not from any personal experience I had. 

I have done things with attorneys, CPAs, stock brokers, insurance brokers and others successful in business.General business knowledge, understanding of financing requirements, knowing property valuations, maturity in personal financial matters to give general advice, understanding of the foreclosure process, legal aspects as to liability in leading someone into financial matters, fully understanding fraud issues and the differences in a general matter where fraud might be applied as generally thought of and what may constitute bank fraud causing or even attempting to cause a loss to an insured bank having different standards.

Showcase the best features of your property and make sure the photos are appealing and attractive.Detailed description: Write a detailed and engaging description of your rental property, highlighting its unique features, amenities, and location.

You might want to check them out to get some thoughts there also.

Namely, you're going to need to take some of that equity and use it a downpayment for your new home and you might not have as much left to work with as you thought.