However, the education you take away from these encounters is worth a few constructive servings of criticism.

I've yet to encounter BAT, but I have no doubt I will at some point.

(Cincy is fine though - or at least, they were the last time I encountered them, which has been a few years.)I (and my husband) have each had bad experiences with the Dayton arm of the company.

This is what I am encountering, in the current Mortgage Industry.

This is what I am encountering, in the current Mortgage Industry.

This is what I am encountering, in the current Mortgage Industry.

This is what I am encountering, in the current Mortgage Industry.

I received a lot of "we don't provide pricing over the phone", but on the 6th call I was finally provided a number which was at least in the range of what my present contractor was quoting me.City codes are becoming more stringent on installations of appliances like water heaters, so inquiring about this ahead of time will help to avoid sticker shock.

So as far as the report the original mortgage of $200k  is recorded and assigned  but not the 8.5% $55k  note that is for sale Has anyone encountered this ? 

If you are new to real estate, flipping houses are possible but you encounter a lot of risks (Bad contractors, overpaying for a house, underestimating for rehab costs, not being able to sell right away).