We attempted to get a line of credit with Wells Fargo but was denied because my mother's income is low ($50,000/year). 

You just asked for realtor help and it sounds like nothing has been signed. 2 you drew this interest of your own diligence and don't owe anyone anything if the deal works. 3 I'm sure you communicated to realtor that you had already made attempts to sell yourself,  so she shouldn't be surprised if something comes from that and certainly shouldn't expect you to walk away or include her in this deal. 4.

I did attempt to call them back at about the same time they left a message for me.  

All in an attempt to begin familiarizing myself with the local market.That’s the short a sweet on me and what I’m doing here on BP.

You should be able to find an interest rate today for <3%.The service that penfed and b of o (I just call them BO, after the body smell) provide is adequate but can be frustrating.  

I do not recommend this option if you are attempting to "get around" a wholesaler.

I was attempting to inquire about the permits.  

As far as direct mail goes, I'd just touch them with a professional piece that offers a solution to their problem, with some attempt at differentiation (why pick you?).

I would LOVE to hear about how you've all come about obtaining the financing needed to reach, or attempt to reach your real estate goals. 

Here's a pic of one of my rehabs that had a yellow (ish) body.