Depending on the volume you would be submitting, find a company that does not have high monthly minimums and can walk you through the process if this is your first time using.

Any insights from this group who knows this market on what is expected to happen with SF condo market in 2025?

This likely means living in Louisville proper, depending on the job's location.

This team consists of an Investor Focused Agent, Lender, Contractor, and PM.Read this article on the "core 4".

So personally, this may be a good time to Refi with this 1 year Prepay and closing costs are not that high.

Read Section 8 books instead.  

This could include keeping track of the construction holdback.  

And how can we use this when underwriting our deals?

If this is financing for a stabilized property rate carries more importance but rate combined with origination fees, pre-payment penalty and term in which you intend on keeping the loan in place are all considerations which together should help in deciding the best financing option.

Can anyone share their experiences or advice on how to make this process smoother?