Can help sort expected cash flow of the property, happy to connect on any lending questions!

You invest to create passive cash flow and grow your wealth through appreciation of your properties, but not for immediate tax savings. 

On the other hand, DSCR loan programs have become very popular mostly because no proof of income is required and the qualification is based on the cash flow of the property.

When reviewing the cash flow of properties, you discovered the cash flow was not feasible for a property, you could consider a 1031 Exchange to sell the property and replace it with a new property in the most tax efficient manner.Review profit margins and cash flow for each of your properties.Is the cash flow of each property still as projected when you purchased the property?

Are you cash flowing the property?

If you take all the cash flow each year and give it to the investor for the first 5 years. then after 5 years you could refi 80% LTV  and have enough cash to pay him back his 29k.

Can you really do a 20%DP and cash flow neutral or better as you suggested? 

This property cash flows before the ADU.Now im about to graduate college I make more than enough to live on due to having another profitable business with a partner though I have some major personal life changes coming  that will take a lot of my income but I will still be able to save an amount I am happy withIn this position where should I go?

Here's a list of some of the best cities in the country for cash-flow, landlord-friendliness and appreciation

Cost is always a consideration, but since this isn't a pure investment, not looking at it as cash return, cost, value of improvements, etc.