If you need financial help, ask under the "Finance, Tax, and Legal" forum.

Thanks again for your input, and I'll probably reach out as I get further along in the process.Hi @Edward Zachary Samperio, the regulations aren't that difficult and I'd be happy to give you a quick rundown about the density limits, hotel occupancy taxes, permitting, etc.

In California there is $800 franchise tax per LLC per year, which discourages a lot of RE investors from getting an LLC.

Dig deep into tax strategy, tax efficiency, etc  Learn about estate planning. 

Your loan will be $1,100 a month, add insurance and property tax.

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

Note the property tax will be -10% on the rent by itself.Month 0 to 24: $2450 * 0.5 - $1573 =-$348/monthMonth 24 to 60: $2450 * 0.5 - $1541 =-$316/monthNext issue is due to the low leverage starting at month 24, the ROI takes a beating.  

@Apryl Skahill To get your risk-averse spouse on board with real estate investing, start by educating him with beginner-friendly resources that highlight the long-term stability, cash flow potential, and tax benefits of real estate, such as depreciation deductions and offsetting W-2 income.

Which made my tracking for taxes and such all look super dumb because everything is off by a dollar.

Invent a global tax (Carbon Tax) and invent a token of credit against those tax's (carbon credits) and shazam a market where traders can buy, sell trade, option, leverage, hedge against these and the flow of them.