Last, I would invest some capital in an investment with strong growth, so it could help replace the income you have at your job.

I know Air/VRBO are strongly pushing for hosts to offer non-cancellable bookings at a 10% discount. 

I’m always open to learning and building strong, mutually beneficial relationships in this space.Looking forward to hearing from you! 

Freddie has similar intricacies, but also does not require a two year history of receipt; https://guide.freddiemac.com/app/guide/section/5306.4If you can use the rental income to drive the DTI down so that you can reduce the down payment similar to that of the FHA product, the benefits of the conventional option will outweigh the FHA option, as I'm assuming you have a strong FICO based on rate quoted with no points.  

I feel very strongly that if you're bringing value to others you should be rewarded.

I would be apprehensive to use it, however, with people without strong, reliable incomes and wealth.

Building Strong Relationships: The Key to Property Management SuccessIn property management, success isn’t just about managing properties—it’s about managing relationships.

The property seems to still be holding strong.  750k sq ft of retail space in suburban Cleveland, OH.  

Stong homes=Strong buyers.   

My goal is to stabilize, refinance within 3-5 years, and offer strong returns to lenders.Your point about targeting SDIRA investors and high earners is interesting—how do you typically find and connect with these types of lenders?