It's been a little bit, but he's a solid guy who knows the markets and is local and can get you the right $ product. 

But there are products that go all the way down to .75+ ratio and even no ratio.

I like the product but their policies drowning them down in competition.

(high five) I work from home in the Tech industry as a software Product Manager. 

Summary: Portfolio product with 1% minimum down payment and no PMI requirement designed to benefit those heroes who serve and protect our communities.

it typically takes 5-10-15 years to stabilize a property, get a good tenant in, and actually generate net cash flow, especially with prices and interest rates so high.if you're in it for the long term, and willing to weather some early storms, great. 

If you’re serious about this endeavor put your current home on Zillow to rent with an occupancy in 90 days before you sign a PA for the next house.There are other lending products that are not as strict but the terms are different.

The Left must resist the urge to “help” with short-sighted, counter-productive policies like rent control.

Better to put in something more productive like a Solo 401(k) or SEP. 

Because there was barely any cheap product and I had buyers looking for this type of product.