He then gives me a rough point of where he believes the line is, I ask him to remove the trash and retreat his encroachment (landscaping) and that was the end of that conversation (while my cat is rubbing all over his legs - lol).

@Michaela G.I too have received a flurry of colleague requests without and introduction in the past week - sometimes the requester's profile was practically empty, leaving me with little clue on why this person might be reaching out or if we have any common ground.Like "hopeful spring listings" these requests seem to flourish when winter starts its retreat.

Then we have the separate shower, which we were also able to raise the ceiling height in there, put in a recessed light and a nice shower door is on the way so it'll feel like a 'spa retreat' as to say

If there are still fleas, notify your landlord immediately so they can call Orkin to have them retreat the place.

I shut the door very quick on that, I retreated and decided to do it all myself. 

When my son and I were starting out looking for a private lender or angel investor to love our idea to build a Vermont retreat as much as we did, we heard from a Peter Spencer at EQ Loan Portfolio Trust LLC and he seemed legit but...we were not as aware as we are now of red flags and so we did send the origination fee to EQ (out of Nevada and Washington State). 

We bought it to transition it into a Airbnb kind of retreat place but now we r stuck with it

🤣Half of the company I work for is located in Singapore and we just had a company retreat here in Los Angeles.

I'd sell my least favorite one, satisfy your 13% or whatever loan and regroup / retreat and reassess at your rally point.Or as Chesty would say- not retreating, just advancing in a different direction 😎 

Fannie Mae and Freddie Mac offer a reliable source of government-backed lending even as banks retreat.