Like I mentioned it is a flip and is currently sitting vacant on the market waiting to be sold.

I remember sitting with one couple that had a 100k RV in the driveway and were losing their house I said whats up with that.. 

For example if you are planning a house hack using a conventional conforming loan then your down payment will need to be "seasoned" and sitting in an account for some months.The origins need to be traceable for 2 reasons.

Good luck and if you would like to sit down and discuss the local market and how to get started let me know. 

This means that unlike a typical home sale, you’ll be free to look at homes and make a purchase before actually selling your home, however, it can incur costs if your current house sits on the market for a long period of time.4.

The bigger challenger with this arrangement is finding contractors that have the financial wherewithal and general professionalism to submit true invoices for work completed and willing to let it sit out there for sometimes 2-4 weeks until the draw comes in to be paid.  

The loan can be called, but in the 45 years I have been doing this I can only recall a handful of cases and it usually was Credit Unions or private money lenders.  

I'm just wanting to know about what MOST people probably have no clue about and hoping I can get someone who does to answer about is it legal for a lender to change a payoff KNOWING that there was no extra fees, interest etc that was actually owed for a higher amount with the purpose of then sending money they received IN ERROR to then pay their borrower back the extra money on the side.Again, long story short, my well over 2M was sitting in escrow with a closing attorney. 

I am always up for sitting down at a local coffee shop and just talking about real estate. 

That may be true, but don't make those decisions before sitting down with her as a family and showing her all of the properties, what they make, what their liabilities are, what their values are, and where they are.