Otherwise, you'll have to go for a hard money lender and expect 12%+.

The other way I fund deals with none of my own money is using a private lender that I have years of experience and relationship with and/or using HELOC and other business lines of credit.

I personally try to avoid extroverts because they are often incompetent and irritating.There's a difference between being an extrovert and being charismatic.

A person get's a sense of walking through via the order and angels of the photos.

There are so many online hard money lenders.

Sellers are always going to look at more money down more favorably unless the agent explains the why behind doing the FHA, especially in a competitive market.

The units are ready, but due a personal situation I only want one.

Ideally you would put only one persons name on the mortgage unless you absolutely had to have both to qualify.  

Does this strategy utilizing HELOC really work on saving money and paying off mortgages much quicker?  

In my opinion, an in person meetup > an online connection.You may want to consider making a connection here and meeting up for coffee or attending a real estate networking event.Best of luck!