I'm simplifying but by no means do those riders enhance coverage - they prevent the contract from being voided and add premium to make up for the increased risk.You're an investor with multiple properties so adding this type of rider isn't really what your initial post was about at all, was it?

However, i would like a person with multiple rentals to help guide me to avoid some simple mistakes.

Based on your advice to newer investors, should I play the long term game by paying off my house early (2030)?

He had other projects that he committed to.Want to play a challenging game?

Have multiple exit strategies, do not be over leveraged, and make sure you are factoring market changes.

Splitting the gift across multiple years may reduce immediate tax reporting but requires appraisals, legal documentation and proper structuring.If the house is highly appreciated, holding it for inheritance may be more tax-efficient because the recipient would receive a stepped-up basis to the FMV at the time of your passing, eliminating much of the capital gains tax liability.This post does not create a CPA-Client relationship.

I am sure there are people who did it, even on this forum I saw posts by multiple users who claimed that they were successful doing this method.

So its a give & take game. 

Multiples of $9000 + will also automatically get reported) that a bank can tell are from a cryptocurrency conversion will be reported. 

You also will need to have multiple lender relationships as you grow.