Do You know roughly how much it would cost if I were to have a lawyer represent me and possibly take it to superior court like you advised. 

They will advise you to have one in the state.

I would advise taking a year before you start.  

My journey has introduced me to the strategies promoted by Anderson Business Advisers.

If it "worked" there would be more success than failures, but there are FAR more failures than successes, so how can you be ok with telling people or advising people to do it when you know DARN well that every 1000 people you tell to do it, 999 will fail.

Can you advise on how much escalation you think is a reasonable escalation to lock in the deal?

Readers are advised to seek professional advice.

I just don't understand where this is heading.Thank you in advance for any advise in this matter.

They can optimize tax strategies across states and assist with allocating deductions, handling multiple-state filings, structuring future ownership, and advising on capital gains or 1031 exchanges.

Because of your loan size, I would advise to buy the rate down using up to 2 points as those usually have the quickest ROI for the payment savings and you will not see rates drop low enough probably to do a refinance that makes since as it would take longer to recoup the cost of the refinance.HomeStyle Renovation loan does require all work be done by a GC so you cannot help with the repairs.