So, yes, I know the leads I am going after.And just to be clear, not too many things in my life so far have ever been easy, except to maybe mess it up, and I'm not interested in doing that, so I'd rather take the hard way.

On paper, it sounds like a good deal, but I worry that you are doing this all on a spreadsheet and not in real life.

It just makes life easier - they shop a variety of insurers and are more easily able to compare apples to apples because they know how the various companies present coverages.

Although I am outside of my comfort zone and feel like an absolute tool (I'm lost and that's uncomfortable), my faith, drive, and want to achieve my family and life goals continues to motivate me to get outside of my comfort zone and push for continuous improvement.  

On the North Side we run real life at 1-2% vacancy and run our analysis at 3%.

If you buy a property that cash flows $200/month, you would need at least 40 of those to live a comfortable life in America.

My goals currently are to help him get to a state where he can live the life he desires.  

The tangible/measurable benefits do seem to pan out over the life of the system especially if energy prices continue to rise.

Tenants won't change them and it will shorten the life expectancy of the unit.

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.