This doesn’t include any raises or bonuses.No kids yet, but we plan to have them down the line.Both of our credit scores are over 800, and we have no debt.The plan:I know sellers don’t always love FHA loans, and they can be tough to get approved for, but I’d like to use one to make this work.

It included a Google Voice phone number, and the scammer answered calls pretending to be me, using my real name.

Politely and clearly, make it extra clear that all information will be verified including income prior to the signing of any lease.  

We don't allow any "deal-making" in the forums, which includes advertising your services or properties, looking for partners, etc.

These factors include if you are a biz owner or not and if that business is a real estate related one.

The overall LTV (including all 3 mortgages) will be key and your selling point will need to be that the 2nd mortgage ($8k) will burn off in 2.5 years (based on your surprise that it was even out there, I'd recommend that you follow up in 2.5 years and ensure that it's been satisified, so that it doesn't surprise you again in the future).Does the $8k grant vest over the 5 years? 

Creative ApproachesIf the organization is hesitant about a sale, consider proposing creative terms:Seller Financing: The non-profit could retain an income stream from the property by financing the purchase.Partnership or Lease-Purchase Agreement: Offer to lease the property with an option to buy, giving them time to evaluate the relationship.Donation or Support: Consider including a donation or offering support for their mission as part of the deal.

The cash flow is only 5k/month (not including cap ex, maintenance and vacancies), but it’s enough to pay for my kids in college.

Also, SAAS platforms are supposed to include support and service (that's the last S), but the quality varies greatly from company to company. 

Lots of other services are included at no cost (advice, doc review, debt collection letters, etc).