They specifically said it needed to be at least 3 horizontal feet and 6 vertical feet away from any building or fence or siding.

We do horizontal and vertical construction lending.

Or dust the ceiling fans, window sills, and other horizontal surfaces?

There are lenders and loan products out there for this, but as the saying goes, the devil is in the details including land costs, entitlements, zoning & permitting, due diligence, financing costs, title & closing costs, architectural fees, horizontal improvements, vertical construction, construction schedule, loan draw schedule, interest reserves, market supply and demand, market rental rates, lease-up schedule and cost, carrying costs, 3+ years of detailed financial projections, takeout loan scenario, etc, Plus your experience, net worth, credit history, global financials, project team, etc.

How do you the horizontal financing ?

After that, flashing tape was attached horizontally over the WRB and flange.

All depends on how you are doing your deals and what you are looking at.You can diversify vertically or horizontally aka. same market different classes, or same class different markets.Portfolio management is what takes investing to the next level in my opinion.

I do about 150 -175k in repairs / renos a month, so we do know a thing or two All the best Blueridge BG801UH070AE12 70,000 BTU Furnace, 80% Efficiency, Single-Stage Burner, 1,200 CFM Multi-Speed Blower, Upflow/Horizontal Flow Application (alpinehomeair.com) 

the last few post are talking about seller subordination.. in a flat market that can work in a stimulated or growing market your going to have a hard time getting a seller to do that.one there are tax implications that need to be thought out by the seller.How we do it is pretty straight forward.last deal went like this.Raw dirt 500k plus 100k to get it to prelim plat  we pay cash for all of that no debt no loan.1 million to improve it to shovel ready... we borrow that in first position.. 23 improved lots appraised for 2,990,000  bank loan 1 mil or  33% of ra dirt.. you can squeeze sometimes and get a bank to go 50%  they did give us the 100k on the first draw for our soft costsnow we get vertical loans of 240 k or so to build the homes  plus 60k for the lots or about 300k.. so new loan for 300k.this loan retires the banks horizontal loan.. and we own the last 5 lots free and clear since we are paying an accelerated  pay down.. houses selling for 450k   so right at a 70% ARV loan on new construction which is about where they like to be.now our loans are a tad higher because we put in 10k fluff and 10k interest reserves.. so as we build out we do not have any monthly payments.. so in theory we got interest reserve on the horizontal loan and we have interest reserve backed into the vertical.. so we did this all with ONLY 600k in cash.. profit a little over 2 million end of the day in about 26 months total.. 

After I read that Donald Trump bought low in Manhatten and visualized the possibilities and he realized the geographic realities of limited horizontal building prospects and the downturn in the 70's, he was off to the races, I decided to buy low cost condos in San Diego.If you are just starting out or just have a few investment properties or have experienced a wake up call that your economic ladder is leaning on the wrong building, then this is written for you!!