That someone will write a long answer that will tell you how to do it? 

It really depends on your bigger picture and also what you are hoping to accomplish in the future.

Basing insurance price on past losses does not adequately compensate for the future risk which is higher.  

It sounds like you might have some great insights or connections & I’d love to explore how we could work together or share resources to make impactful deals happen.Let me know if you’d like to hop on a call or chat further—I’m excited to see how we can collaborate now or in the future.

I purchased my first home through NACA to actually live in and I'm curious on how to build my RE portfolio from here.

DC we will see legislation introduced in the pretty soon future.

I am planning on not resigning my lease and starting of my RE venture. 

Plus, if you have experience in the field, you could/would/should want to write your own anyway, right?

But from a moral & ethical perspective, you may want to decide at some point to just eat it and accept write it off as cost of doing business.

One time I had a guest smoke and it went right up the ducts into my unit, it was awful.I'm conscious about how that could potentially affect guests who will be staying in the upper unit in the future.