But Focal is making more money than my kmart headphones.I would like to go into real estate on a focal level.So the question is: which niche market has the highest returns in real estate?

You would want to use your money more for a down payment on a good property. 

Working with someone who has done it before can save you a lot of money in the long runI have some some good deals in that market on new construction.Best of luck.

They loved it because they got some play money right away and steady income each month without having to deal with toilets and tenants.

I have looked into hard money loans but they are all for investors.

Buying your first property to live in, and renting out rooms is a great way to cut back on costs and if you set that money aside, it will grow and become down payment funds for a future purchase.  

Can you spend money on a CRM, automations, VA calling service, a VOIP phone system, etc?

Estimated income at $2000 monthly till my death. 1600 monthly after my death to my wife until her death.My wife has retirement savings/investments totaling  470k  Estimated income at $2000 monthly till death. this increases by 1600 monthly after i die.All of this said out goal is to preserve and enjoy spending our money. 

I guess it depends on how much money you have.

In this blog post, we’ll break down what the ATI exemption is, how it works, and how you can take advantage of it to save money on your property taxes.What is the ATI Exemption?