Mortgage News Daily is reporting rates up 0.21% to 7.13%

They will give you the run around for days, and tell you everything is okay only to give you the bad news 30 days in.., Honesty is the most important aspect in mortgage lending. 

Here are some articles to review in the meantime:1. https://www.padsplit.com/host-resources/news/how-affordable-...2. https://www.padsplit.com/host-resources/news/why-padsplit-is...

It is good news, indeed.

That's not to say you can't do well there, but I'd encourage you to look at Belton and Temple (which can also be very rough and block to block) rather than Killeen.The good news is that there continues to be serious population and job growth in the area.  

The course came with PDF texts (not books) and a very lengthy excel sheet to memorize and tackle on my own.

If you have just one unit it's not too hard to keep track of payments, you can do it for free in Excel or Google Sheets, you just have to stay on top of it.

There are excellent deals available this time of year, but the inflated prices of small multifamily properties can make finding a good deal challenging.

Steven, you’ve brought up an excellent point about the trade-off between prepayment penalties and interest rates in DSCR loans.

Michael’s articles are excellent and provide valuable insight into taxes for syndication deals.