Not a situation I’ve encountered before @Charanjit Singh. 

So far I've encountered a lot of people trying to sell me their products, strategies and programs.  

Hi BP,I am new to this platform and want to get an insight of anyone has had any encounters with entities that do crowdfunding. 

If you've been following the forums, you've probably encountered the oft-used term "house hacking".Another program you can use for an owner-occupied property is NACA. 

Once you've got some experience and a team in place ready to handle whatever rehab nightmare you might encounter then you can consider the risk and reward of buying an auction property sight unseen.  

I'm wondering if I should start with a 3 month lease so I don't encounter an off-season market every time the lease renews - or 15 month? 

I also fully understand that your broker and their ops manager do not see any problem with refi of a property where a purchase option is in place - and this may proceed without an issue, of which I certainly hope that it works out for you.Just be aware, I've encountered this exact situation where everyone said it was fine and even the underwriter expressed no concern when asked about it in advance - but just prior to closing it suddenly became an issue when they pulled title and saw the cloud.

So I have a property in contract and let me tell you,,,,,, this has been the most stressful thing I have ever encountered in my life !!!!!!!!

I recently encountered someone willing to pay a year's rent upfront.

I have not encountered any language stating “inland marine property”.I would rather spend the 600$ and be safe than risk it just to save a few dollars.